Simple. Fast. Transparent.
No-Credit Financing.

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No Credit Needed

Don’t let credit issues stop you from buying what you want. With West Creek’s high-tech, innovative decisioning there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

No Credit Needed

High Approval Rate

High Approval Rate

80% of our applications are approved. That’s because we don’t work the same way traditional financing companies do. Our data scientists use artificial intelligence to continuously improve our process and provide you with better purchasing options.

Fast and Easy

The West Creek process is fast and easy with no hidden fees. Just apply in your favorite store, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it.

Fast and Easy

Apply On-line

Thornton's Flooring & Furniture wants to make it easy to buy your new furniture, flooring or mattress with No-Credit Needed financing from Westcreek Financial.

Before you shop our store, apply online to create your account and make your shopping experience easy and quick.

On-line- credit application

Westcreek Financing

Be Aware: Thornton's doesn't provide internet sales but encourage you to browse the catalog section of this website then take the short drive to shop our store. You will be more than satisfied with the selection, service and value.


The Fast, Easy Solution for No-Credit Financing


* Subject to credit approval. Financing provided by Westcreek Financial. See our store for details.